Quick Brief
- The Recognition: Ant Digital Technologies’ ZOLOZ capabilities listed as Representative Vendor in Gartner’s 2022 Market Guide for Identity Proofing and Affirmation
- The Technology: AI-powered biometric verification platform serving 16+ million users with 99% accuracy across 25+ countries and 10,000+ ID types
- The Impact: Addresses deepfake fraud, digital KYC compliance, and cross-border onboarding for banking, fintech, payments, and telco sectors
Ant Digital Technologies (Ant DT) secured industry recognition when Gartner listed its ZOLOZ capabilities as a Representative Vendor in the 2022 Market Guide for Identity Proofing and Affirmation, positioning the company among key players addressing AI-driven digital identity challenges. The recognition underscores Ant DT’s technical approach to biometric verification amid escalating deepfake threats and regulatory demands for remote customer onboarding.
Platform Capabilities
ZOLOZ delivers a layered identity verification stack combining biometric face matching, document authentication, and AI-driven liveness detection designed to counter presentation and injection attacks. The platform processes identity verification through web and mobile SDKs with policy-driven controls that detect photos, replays, masks, and synthetic media.
Key technical specifications include 99% recognition accuracy, 100% AI automation without human intervention, and 90% reduction in manual data checks. The system completes applications within three minutes and delivers approvals in 10 seconds, according to Ant DT’s performance metrics. ZOLOZ supports over 25 countries and authenticates more than 10,000 identity document types through intelligent optical character recognition (OCR) and anti-fraud detection technologies.
TNG Digital, a Malaysian digital wallet provider, deployed ZOLOZ across 16 million users for eKYC processes, transaction verification, and anti-money laundering (AML) compliance. Leslie Lip M F, CTO of TNG Digital, confirmed the platform simplified verification workflows while protecting users and organizational assets across multiple security fronts.
Why Enterprise Adoption Accelerates
Heightened regulatory scrutiny, deepfake proliferation, and cross-border digital onboarding requirements make identity proofing mission-critical for financial services and fintech operators. Organizations must minimize false accepts and false rejects while maintaining low user friction across diverse legal and operational environments.
Gartner’s 2022 Market Guide for Identity Proofing and Affirmation evaluated vendors addressing document-centric identity proofing processes, commonly known as “ID plus selfie” verification. The guide recommends five consecutive steps: document image capture, document assessment, data extraction, selfie capture with presentation attack detection, and face comparison. Ant DT’s architecture aligns with these industry-recognized frameworks, including presentation attack detection (PAD) concepts referenced in ISO 30107-3 standards.
The platform adopts privacy-by-design principles with data minimization and regional data residency options required by enterprise clients operating under GDPR, AML, and KYC regulations. Ant DT tailors verification intensity to client risk tiers, activating stronger liveness checks or additional authentication steps only when risk signals warrant escalation.
Technical Architecture
| Component | Function | Technical Standard |
|---|---|---|
| Biometric Verification | Face matching and document authentication | ISO 30107-3 PAD concepts |
| Liveness Detection | Active liveness (blink prompts) and multi-frame anti-spoofing | Counters photos, replays, mask attacks |
| Risk Controls | Policy-based adaptive authentication | Step-up based on channel and risk signals |
| Document Recognition | OCR extraction for 10,000+ ID types | Intelligent fraud detection |
| Integration | RESTful APIs and mobile SDKs | Web and app channel support |
| Component | Function | Technical Standard |
| Biometric Verification | Face matching and document authentication | ISO 30107-3 PAD concepts |
| Liveness Detection | Active liveness (blink prompts) and multi-frame anti-spoofing | Counters photos, replays, mask attacks |
| Risk Controls | Policy-based adaptive authentication | Step-up based on channel and risk signals |
| Document Recognition | OCR extraction for 10,000+ ID types | Intelligent fraud detection |
| Integration | RESTful APIs and mobile SDKs | Web and app channel support |
Industry Applications
Banking & Fintech: Remote account onboarding, account recovery workflows, and high-risk transaction step-up authentication reduce operational costs while meeting regulatory compliance requirements.
Payments & Marketplaces: Merchant and consumer verification systems address dispute control and chargeback risk reduction for e-commerce platforms processing cross-border transactions.
Telco & Mobility: eSIM registration, driver onboarding for ride-hailing platforms, and safety controls for mobility services leverage ZOLOZ for real-time identity assurance.
Competitive Landscape
Gartner’s 2022 Hype Cycle for Digital Identity recognized multiple vendors including Veridas, AuthenticID, and Regula alongside Ant DT in the identity proofing market. Veridas earned placement among top-10 vendors in Third Party Biometrics and Document-Centric Identity Proofing categories, while Regula received mention in Gartner’s Buyer’s Guide for Identity Proofing as a vendor covering essential verification steps.
Gartner positioned Document-Centric Identity Proofing in the “Plateau of Productivity” maturity stage, indicating mainstream enterprise adoption driven by digital transformation mandates. The research firm recommends organizations balance trust, compliance, and user experience when evaluating identity proofing vendors.
What’s Next
Ant DT continues investing in anti-deepfake defenses, adaptive risk modeling, and developer experience enhancements to scale fraud prevention as threat vectors evolve. The company’s roadmap prioritizes real-time identity verification improvements and expanded geographic coverage for cross-border compliance frameworks.
Industry analysts expect identity proofing solutions to incorporate portable digital identity capabilities that reduce repetitive verification across service providers. Gartner forecasts that current identity assertion paradigms will prove unsustainable given digitization velocity, driving demand for reusable identity credentials.
Enterprises deploying ZOLOZ can access solution documentation, white papers on deepfake defense strategies, and implementation guides through Ant Digital Technologies’ partner portal.
Frequently Asked Questions (FAQs)
What is Ant Digital Technologies’ ZOLOZ platform?
ZOLOZ is an AI-powered biometric verification platform delivering digital KYC, document authentication, and liveness detection across 25+ countries and 10,000+ ID types with 99% accuracy.
How does ZOLOZ prevent deepfake fraud in identity verification?
ZOLOZ employs multi-frame liveness detection, active blink prompts, and AI-driven anti-spoofing aligned to ISO 30107-3 PAD standards to counter photos, replays, masks, and synthetic media attacks.
What industries use Ant Digital Technologies’ identity proofing solutions?
Banking, fintech, payments, marketplaces, telecommunications, and mobility platforms deploy ZOLOZ for remote onboarding, KYC/AML compliance, merchant verification, eSIM registration, and driver authentication.
How accurate is ZOLOZ biometric verification technology?
ZOLOZ achieves up to 99% recognition accuracy with 100% AI automation, reducing manual data checks by 90% while completing verifications in 10 seconds.
What is Gartner’s Market Guide for Identity Proofing and Affirmation?
Gartner’s Market Guide evaluates vendors providing document-centric identity proofing, biometric verification, and fraud prevention technologies for digital onboarding and regulatory compliance.

